Loans without proof of income – for responsible clients
Do you need an online loan before payout but with minimal administration? Try Bankate Bank. By default, we require a proof of income to comply with the responsible lending policy. However, we always find out what we have to do in the interests of client security and their ability to repay, which is also underlined by new legislation. However, you can avoid proof of income by using Bankate Credit, a flexible overdraft loan product.
How to borrow without proof of income?
Today, the most popular among clients are repeated loans without proof of income from the loan account Bankate Credit, which you set at the beginning from 2500 CZK to 35 000 CZK. All reliably repaid are then provided immediately and without administrative burden.
Bankate Credit or Creditlimit is a tempting flexibility – you can repay the entire borrowed amount once, but also take advantage of the agreed monthly installments without raising the cost of the loan. The interest is only 0.2833% per day, with a fee of 12.5% for each draw. You can also choose to repay the entire loan with interest, so you have Bankate Credit handy in full.
Examples of using Bankate Credit
- Mr. and Mrs. N. from Olomouc first thought that it was enough to pay for the reconstruction of the apartment, but the reality was different. Bankate Credit threw them three consecutive months. “The first month was a loan of 5000 CZK, the second was 7500 CZK and lastly even 30 000 CZK for a new floating floor,” said Mr. Robert N. “All three loans were short-term – after paying them we always settled them, so the fees remained low.”
- Mrs. Jana of Brno also uses the benefits of a loan without proof of Bankate Credit. According to her, it is suitable for all who need a financial reserve and cannot have a traditional bank overdraft.
- Another client, Mr. Ivan of Rakovnik, said: “I needed CZK 2,000 for the electricity surcharge. Bankate Bank lent me the cheapest – first time for free. Within 15 days after my paycheck, I returned two thousand. Everything went quickly and without submitting any papers. “
- Small businesses also appreciate Bankate Credit’s quick loan. For example, Mr. Petr from Kromeriz described: “I borrowed at Bankate Bank for the first time, specifically CZK 5,000 to buy a new printer and supplies. Once I received the delayed payments from the subscribers, I returned the same amount. ” (We add that the first loan is really free ).
- The product also helps Mr. Oldřich from Eastern Bohemia. He said, “On my impulse, my knowledge has arranged for him and they are happy, just like me.”
If you pay off reliably, get rid of the paperwork for each small loan and use Bankate Credit repeatedly without proof of income.